3 Easy Steps to Home Ownership

You don't have to be a mortgage expert to know where to begin. At Towne Mortgage of the Carolinas, we give you the resources to make your home financing experience a success. Whether you are looking to buy your first home, upsize or downsize your current home, or refinance, the mortgage experts at Towne Mortgage know how to get you started.

3 Easy Steps to Home Ownership

  1. Talk to a Towne Mortgage of the Carolinas Loan Officer
    Find out about the loan products, rates, and pricing that are available for your specific situation
  2. Pre-qualify for a Mortgage
    Once you know how much home you can afford, home shopping becomes a much easier process! 
  3. Apply Online
    When you have your property selected, it's time to complete the full loan application required by law. This will ask all of the detailed information that a loan officer needs to qualify you for a specific program.

We invite you to get started today with all of the mortgage tools you need at your fingertips. However, our personal touch is never more than a phone call away. Get started with on of our highly experienced Lending Managers. Our experience will make your experience better! 

Sheila Carpenter Broker, ABR

My husband, Mark and I are lifelong residents of Durham. Mark is a small business owner and we have raised our three children here. I have had great experiences with both private and public schools in Durham. Our kids were very active in sports, music/theater, FCA & Young Life. I loved being a lacrosse and field hockey Mom.

I want your home buying or selling experience to be as positive and as stress free as possible. Your goals are my goals and I like to have continuous communication with my clients so that you clearly understand the marketing process and have all of your questions answered. Your total satisfaction at the close of the transaction is my top priority! You will find the fact that I am a Triangle native is a great advantage to you, because I have many connections and a great deal of knowledge aquired over my many years of experience. I look forward to serving you and making a new friend!


© 2017 Coldwell Banker Howard Perry and Walston
Realtor® Equal Housing Opportunity